Fiduciary Center






LeafHouse Financial Published Articles
Tending the Flock (Of Funds) by Todd Kading
Texas CFO Magazine - March 2011
CLICK HERE to view file
 
New Rules on the Way for Employee Retirement Plans
Fox Business News - August 24, 2011
http://smallbusiness.foxbusiness.com/legal-hr/2011/08/24/new-rules-on-way-for-employee-retirement-plans/



	




Fiduciary Fitness Video Series
http://www.youtube.com/user/LeafHouseFinancial?feature=mhee#p/c/4BD8EFEFB7BAE419



	




Fiduciary Fitness Blog
http://www.leafhousefinancial.com/Fiduciary-Fitness-Blog.20.htm



	

		

	

	
Sample Forms
Sample DOL Audit Notification
United States Department of Labor – November, 2011
CLICK HERE to view file
 
Proposed DOL Fee Disclosure Form Format
United States Department of Labor
CLICK HERE to view file
 
Fiduciary Declaration Form
Dalbar - Overseers of the Registered Fiduciary Designation
CLICK HERE to view file



	




New Regulations & DOL Enforcement
Interim Final Regulation Relating to Improved Fee Disclosure for Pension Plans
United States Department of Labor – July 15, 2010
http://www.dol.gov/ebsa/newsroom/fsimprovedfeedisclosure.html
 



	DOL Aligns Deadlines for Retirement Plan Fee Disclosures


Society for Human Resource Management - July 22, 2011
http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/disclosuredeadlines.aspx
 



	Preparing for the New Service Provider Fee Disclosures 


Society for Human Resource Management – September 22, 2011
http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/ProviderFeeDisclosures.aspx
 
DOL, SEC Mount New Effort to Rid Industry of 401(k) Fee Abuses and Overcharging
The Trust Advisor Blog - November 6, 2011
http://thetrustadvisor.com/news/dol
 
New 401(k) Disclosure Regs Put DOL Cops in Frying Pan on Agency Webcast
The Trust Advisor Blog – September 18, 2011
http://thetrustadvisor.com/news/401k



	




Curated Articles



	Meeting Your Fiduciary Responsibilities


United States Department of Labor
http://www.dol.gov/ebsa/publications/fiduciaryresponsibility.html
 



	Understanding Retirement Plan Fees And Expenses


United States Department of Labor
http://www.dol.gov/ebsa/publications/undrstndgrtrmnt.html
 



	What You Should Know About Your Retirement Plan


United States Department of Labor
http://www.dol.gov/ebsa/publications/wyskapr.html
 



	What 'Fee Disclosure' Rules Really Mean for Plan Sponsors


Society for Human Resource Mangement - November 15, 2011



	http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/Viewpoint_FeeDisclosure.aspx


 



	Nowhere to Hide on Hidden 401(k) Fees


CFO.com – June 20, 2011



	http://www.cfo.com/article.cfm/14582641/c_14582746


 



	Failure to Act Triggers ERISA Liability


CFO.com – May 19, 2011
http://www.cfo.com/article.cfm/14575683/1/c_14577144
 
401(k) Fee Disclosure for the "You Never Told Me" Employees
Society for Human Resource Management - February 25, 2011
http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/DisclosureViewpoint.aspx
 



	Control 401(k) Costs with a Zero Revenue-Sharing Strategy 


Society for Human Resource Management – September 24, 2010
http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/ZeroRev.aspx
 



	Retirement Plan Sponsors Unclear on 'Fiduciary Responsibility' 


Society for Human Resource Management – February 1, 2010
http://www.shrm.org/hrdisciplines/benefits/Articles/Pages/Fiduciaries.aspx
 



	Fiduciary Obligations: The Devil’s in the Details 


Society for Human Resource Management – June 29, 2011
http://www.shrm.org/Publications/HRNews/Pages/ERISADetails.aspx
 
10 things you’re (probably still) doing wrong as an ERISA fiduciary
PLANSPONSOR – October 2011
http://www.plansponsor.com/MagazineArticle.aspx?id=6442482905&magazine=6442483023
 
Unscrambling Fiduciary Confusion
401k Help Center
http://www.401khelpcenter.com/mh/MH_unscrambling.html
 
Meeting Your Fiduciary Responsibilities
401k Help Center
http://www.401khelpcenter.com/dol/dol_fiduciary_responsibilities.html



	




Popular Press Articles
Revealing Excessive 401(k) Fees
New York Times – June 3, 2011
http://www.nytimes.com/2011/06/04/your-money/401ks-and-similar-plans/04money.html?_r=1
 
Revealing Hidden Costs of Your 401(k)
New York Times – June 10, 2011
http://www.nytimes.com/2011/06/11/your-money/401ks-and-similar-plans/11money.html?_r=2&ref=yourmoney
 
Retirement Rip-Off
Forbes – December 11, 2011
http://www.forbes.com/forbes/2006/1211/135.html
 
Wal-Mart 401(k) Pays Retail
Forbes – January 18, 2010
http://www.forbes.com/forbes/2010/0118/investing-walmart-retirement-401k-paying-retail.html
 
Setting up and investing in a 401k is not free
ABC Action News – August 8, 2011
http://www.abcactionnews.com/dpp/money/personal_finance/setting-up-and-investing-in-a-401k-is-not-free-wptv1312830499129
 
Earlier Retirement: Beating Back the High Fees
Wall Street Journal – March 6, 2011
http://online.wsj.com/article/SB10001424052748703943504575095632895464968.html
 
401(k) fees can chomp a hole in your savings
USA Today – November 13, 2006
http://www.usatoday.com/money/perfi/retirement/2006-11-10-mym-401-fees_x.htm
 
How Bad Are These Funds? Their Employees Sue for Being Made to Own Them
CBS News – October 5, 2011
http://www.cbsnews.com/8301-505123_162-37640701/how-bad-are-these-funds-their-employees-sue-for-being-made-to-own-them/
 
Analysis: Latest 401(k) lawsuit highlights ongoing fee concerns
Reuters – October 4, 2011
http://www.reuters.com/article/2011/10/04/us-retirement-fundlawsuit-idUSTRE7935DH20111004
 
Lawsuits Will Force Probes Into 401(k) Expenses
Bloomberg – November 20, 2006
http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aBkzi1tGXDGs&refer=columnist_wasik



	




Legal Articles
401(k) Fee Suits Travel Down Market
Spencer Fane Britt & Browne LLP – March 21, 2011
http://www.spencerfane.com/Publication/Publication.asp?Key=719&~=
 
Fiduciaries breached duty of prudence by investing in retail share classes
Nixon Peabody LLP – June 20, 2010
http://nixonpeabody.com/services_pubdetail.asp?ID=3412&SID=524
 
Solis Argues Prudence Claims Should not be Time-Barred
PLANSPONSOR - June 8, 2011
http://www.plansponsor.com/Solis_Argues_Prudence_Claims_Should_not_be_TimeBarred.aspx
 
Ameriprise workers sue over company’s own 401(k) funds
Investment News - September 29, 2011
http://www.investmentnews.com/article/20110929/FREE/110929919
 
SunTrust faces suit over operation of 401(k)
Atlanta Journal-Constitution March 18, 2011
http://www.ajc.com/business/suntrust-faces-suit-over-877525.html
 
Paychex Cleared in Revenue Sharing Dispute
PLANSPONSOR – August 4, 2010
http://www.plansponsor.com/Paychex_Cleared_in_Revenue_Sharing_Dispute.aspx
 
Court Gives Final Approval to Settlement of 401(k) Fee Case
PLANSPONSOR – March 2, 2011
http://www.plansponsor.com/Court_Gives_Final_Approval_to_Settlement_of_401k_Fee_Case.aspx
 
Court Upholds Decision for Fidelity, Unisys in Excessive Fee Case
PLANSPONSOR – September 9, 2011
http://www.plansponsor.com/Court_Upholds_Decision_for_Fidelity_Unisys_in_Excessive_Fee_Case.aspx
 
Parties Settle General Dynamics 401(k) Fee Case
PLANSPONSOR - August 6, 2010
http://www.plansponsor.com/Parties_Settle_General_Dynamics_401k_Fee_Case.aspx
 
401(k) Fee Litigation October 2011
Groom Law Groop – October 19, 2011
http://www.groom.com/resources-631.html



	




Other Resources
Morningstar Fiduciary Focus
http://www.morningstar.com/advisor/archive?bucket=Practice+Management&collection=Fiduciary+Focus
 
PLANSPONSOR
http://www.plansponsor.com/home.aspx
 
401k Help center
http://www.401khelpcenter.com/